Car Loan Web
values you as a customer and respects your right to privacy. We
recognize that you purchase our products and services because you
trust that we will stand behind our promises. In turn, we pledge our
commitment to treating your information responsibly. We have
established the following policies to assure you that we are
committed to protecting your privacy.
How do we protect the
confidentiality and security of your information?
Car Loan Web maintain physical, electronic and procedural safeguards
to ensure your personal information is treated responsibly and in
accordance with our privacy policy. We also restrict access to your
personal information within our organization to those employees who
need to know that information to provide products or services to
you, or to conduct Car Loan Web business. Employees who have access
to customer information may use it only for legitimate business
purposes. Third party business partners who have access to personal
information are legally bound not to disclose it or reuse it in any
way. Additionally, we safeguard customer information in accordance
with federal data security regulations.
What categories of information do we
collect and disclose and to whom?
Car Loan Web do not disclose personal information to third parties,
unless one of the following limited exceptions applies.
We
disclose personal information to companies that help us process
or service your account.
We
may disclose or report personal information in limited
circumstances where we believe in good faith that disclosure is
required or permitted under law, for example, to cooperate with
regulators or law enforcement authorities, resolve consumer
disputes, perform credit/authentication checks, or for
institutional risk control.
Outside of these
exceptions, we will not share your personal information with third
parties unless you have specifically asked us to do so, that is,
opted-in.
Information we receive from you on applications or other
forms, such as your name and address;
Information about your transactions with us, our affiliates or
others, such as your account balance and monthly payment, and
If required for your transaction, information we receive from
consumer reporting agencies and other sources, such as your
creditworthiness and employment information.
Car Loan Web is committed to providing you with better, more
efficient service. We may disclose all of the information we
collect, as described above, to companies that perform marketing
services on our behalf or to other financial institutions with whom
we have joint marketing agreements. Car Loan Web has contracted with
all nonaffiliated third parties to maintain the confidentiality of
your nonpublic, personal information.
Because we do not sell your personal information or share it, except
for the reasons described in the examples above, there is no need
for an opt-out process in the Car Loan Web privacy system.
Internet Information Policies
By performing any of the following activities, Car Loan Web may
retain the information you provide:
if you request information through any of Car Loan Web's web
sites;
use online tools and calculators;
apply online for products;
subscribe to online services;
complete an online form;
or conduct transactions online (e.g., internet or wireless
device).
Car Loan Web contracts with certain unaffiliated third party
business partners who help us deliver online products and services
and who may retain the information you provide. Additional online
activities include:
Visitor Data
Car Loan Web collects site aggregate and customer-specific
information about the pages accessed on our site. Specifically,
we log IP addresses, browser and platform types, domain names,
access times and referral data. We also collect information
volunteered by our customers through surveys and electronic
forms. This information is used to improve the content of our
web sites.
Car Loan Web routinely gathers data on its websites. This is a
standard industry practice and is used to determine how visitors
use our site. We collect this information on an aggregate basis
on public areas of our website, or on an individual basis on
areas of our website that require website visitors to logon
using an access code (e.g., user ID and/or password). Data
collected may include information such as:
how many people visit our website,
the pages they visit and the features they use,
how long they stay on our website,
identifying and tracking the single, previous web site
address people have come from when accessing our site.
Use of "Cookies"
Car Loan Web may store a cookie on a person's computer when
they visit our web site. A cookie is a tiny piece of information
that is necessary to establish and maintain a secure session.
Cookies further allow a person to request information and
conduct business transactions online. The cookies contain no
confidential or personal information and are not used to track a
user's activity after leaving our web site.
Additional Online Security
An additional layer of security, Secure Sockets Layer (SSL),
is used to maintain the confidentiality of all information sent
between our web site and the user's computer.
E-Mails
Car Loan Web maintains copies of emails you send to us. If you
agree to receive email messages from us, we will retain the
information you provide us to deliver emails of specific
interest to you. If you choose to send us e-mail, we may retain
the content of your e-mail message, your e-mail address, and our
subsequent response. Please be careful about the information you
provide to us by e-mail, as with any public web site, this
channel of communication is not necessarily secure against
interception.
Web Links
It is important to note that Car Loan Web is not responsible
for the collection, use or security of information by companies
or organizations outside of the Car Loan Web Family of Companies
that may be linked to our websites. Consumers are encouraged to
read the privacy policy of websites reached through the use of
links from Car Loan Web websites.
Why does Car Loan Web collect information on its websites?
Information collected by Car Loan Web on our website may be used by
us or our business partners for a variety of purposes, including:
editorial and feedback purposes.
marketing and promotional purposes.
statistical analysis of users' behavior.
product development.
content improvement.
informing advertisers how many visitors have seen or clicked
on their advertisements.
customize content and layout of our website.
Thank
you for choosing
Car Loan Web.
We look forward to building a lifetime relationship with you.
